1. Description of Service and Acceptance of Terms of Use

1.1 Revealing The Times is a network hub meant to connect others by what is offered from the free membership and from the Premium Paid Subscription Section. By selecting the free membership, one will be able to do Basic Profile Customization, have access to activity streams and the Members Directory as well as join Public Groups & Forums. Under the Premium Paid Subscription section, one will have all the features from the free plan. The Premium Paid Subscription also provides a Premium Monthly Newsletter, access to Bonus Content with the purchase of the book as featured on the homepage titled “The Revealing.” Under the Premium Paid Subscription, one will be able to create Groups & Forums, have full access to our blog, have full access to Private Groups, and be able to Post Comments. By choosing either the free membership or the premium paid subscription section, you acknowledge that your comments, blogs and additional content will be appropriate for others in relation to the study of scripture by encouragement, correction and edification. Comments, blogs and additional content will also be for the purpose of connecting and building friendships through means of group studies & forums as well as posting questions or requests to include prayer requests. Our online store Christ & Me Christian & More is a place to browse and shop for exclusive merchandise and wear your support proudly, with each purchase directly benefiting our mission and ministry. 1.2 By using our website, you agree to comply with these Terms of Use and any other applicable policies outlined herein.

2. Acceptance of Terms

2.1 By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.

2.2 If you do not agree with any part of these terms, please do not use our website.

3. Eligibility

3.1 You must be at least 13 years old to use our services.

3.2 By using our website, you represent and warrant that you meet the eligibility requirements.

4. Changes to Terms of Use

4.1 Revealingthetimes.com to include our online store Christ & Me Christian & More reserves the right to update, modify, or revise these Terms of Use at any time without prior notice.

4.2 It is your responsibility to review these terms periodically to stay informed about any changes.

5. User Accounts and Security

5.1 To access certain features of our website, you may be required to create a user account.

5.2 You are responsible for maintaining the confidentiality of your account information and password.

6. Prohibited Conduct

6.1 While using our website, you agree not to engage in any conduct that:

a. Violates these Terms of Use; b. Is unlawful, fraudulent, or deceptive; c. Harasses or harms others; d. Interferes with the operation of our website.

7. Intellectual Property

7.1 All content, logos, and materials on our website are the intellectual property of Revealingthetimes.com to include our online store Christ & Me Christian & More and may not be used without our written permission.

7.2 By submitting content to our website, you grant Revealingthetimes.com to include our online store Christ & Me Christian & More a non-exclusive, royalty-free, worldwide license to use, reproduce, and distribute the content.

8. Limitation of Liability

8.1 Revealingthetimes.com to include our online store Christ & Me Christian & More, along with its Founder is not liable for any direct, indirect, incidental, consequential, or exemplary damages arising from the use of our website.

8.2 Our total liability for any claims under these Terms of Use is limited to the amount paid by you, if any, for accessing our services.

9. Contact Information

9.1 If you have any questions or concerns regarding these Terms of Use, please contact us at contact@revealingthetimes.com

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2. Subscription Services

1. Subscription Agreement 1.1 By subscribing to our services on Revealingthetimes.com, you agree to be bound by these Subscription Terms and Conditions, our Privacy Policy, and any other relevant policies displayed on our website. 2. Subscription Plans and Payments 2.1 We offer a free membership plan and a premium paid subscription plan, each with its own features and pricing for the premium paid subscription. Details of the plans are available on our website. 2.2 Payment is due in advance for the chosen premium paid subscription plan. We accept payments through paypal and various debit or credit cards. 2.3 Subscription fees are non-refundable, except as expressly stated in our Refund Policy. 3. Billing Information 3.1 It is your responsibility to provide accurate and up-to-date billing information, including a valid payment method. 3.2 Failure to update billing information may result in the suspension or termination of your subscription. 4. Automatic Renewal 4.1 Subscriptions are automatically renewed unless you cancel before the renewal date. 4.2 You may cancel your subscription at any time by following the instructions on our website. Cancellations are effective at the end of the current billing period. 5. Changes to Subscription Plans 5.1 We reserve the right to change subscription plans, features, or pricing. Notice of changes will be provided on our website or via email. 6. Termination 6.1 We reserve the right to terminate or suspend your subscription at our discretion, without prior notice, for any violation of these terms or our policies. 6.2 You may terminate your subscription at any time by following the cancellation procedures outlined on our website. 7. Refund Policy 7.1 Our Refund Policy, paid subscriptions are non-refundable as they recur monthly through automatic renewal. It is your responsibility to cancel prior to the next billing cycle should you choose to no longer be a paid subscriber. 8. Intellectual Property 8.1 All content and materials provided as part of the subscription are the intellectual property of Revealingthetimes.com and may not be reproduced or distributed without our written consent. 9. Limitation of Liability 9.1 To the extent permitted by law, Revealingthetimes.com to include our online store Christ & Me Christian & More and its Founder is not liable for any direct, indirect, incidental, consequential, or exemplary damages arising from the use of our subscription services. 10. Contact Information 10.1 For any questions or concerns regarding your subscription, please contact us at contact@revealingthetimes.com

3. Third Party Payment Gateway – Financial Information

1. Introduction 1.1 Revealingthetimes.com to include our online store Christ & Me Christian & More employs the services of a third-party payment gateway to facilitate secure and convenient transactions on our website. 1.2 This document outlines the policies and procedures regarding the use of the third-party payment gateway and the handling of financial information. 2. Third-Party Payment Gateway 2.1 We utilize the services of a reputable third-party payment gateway to process all transactions made on our website. 2.2 The third-party payment gateway adheres to industry-standard security protocols to ensure the confidentiality and integrity of your financial information. 2.3 By using our website and engaging in transactions, you agree to comply with the terms and conditions of the third-party payment gateway. 3. Security Measures 3.1 Revealingthetimes.com to include our online store Christ & Me Christian & More is committed to the highest standards of security to protect your financial information. 3.2 The third-party payment gateway employs encryption and other security measures to safeguard your payment details during the transaction process. 3.3 We do not store your complete financial information, such as debit or credit card numbers, on our servers. All sensitive information is securely processed by the third-party payment gateway. 4. Financial Information Handling 4.1 Revealingthetimes.com to include our online store Christ & Me Christian & More does not directly handle or store sensitive financial information provided during transactions. 4.2 Your financial information is securely transmitted to the third-party payment gateway for processing, and only the necessary transaction details are retained by our system for order fulfillment and record-keeping purposes. 4.3 We do not share your financial information with any third parties, except as required for transaction processing or as mandated by law. 5. Compliance with Regulations 5.1 Revealingthetimes.com to include our online store Christ & Me Christian & More and the third-party payment gateway comply with all applicable data protection laws and regulations. 5.2 We regularly review and update our procedures to ensure ongoing compliance with industry standards and legal requirements. 6. Consent and Acknowledgment 6.1 By using our website and engaging in transactions, you acknowledge and consent to the use of a third-party payment gateway and the processing of your financial information as described in this document. 7. Contact Information 7.1 For any inquiries or concerns regarding payment processing and financial information, please contact us at contact@revealingthetimes.com

4. Disclosure Children’s Privacy

1. Introduction 1.1 Revealingthetimes.com to include our online store Christ & Me Christian & More is committed to protecting the privacy of children who use our website. This Children’s Privacy Disclosure outlines our practices concerning the collection, use, and disclosure of personal information from children under the age of 13. 2. Collection of Information 2.1 We do not knowingly collect personal information from children under the age of 13 unless explicitly stated otherwise. 2.2 If we become aware that we have unintentionally collected personal information from a child under 13, we will take immediate steps to delete that information. 3. Types of Information Collected 3.1 We may collect the following types of information from children for specific purposes, such as user registration, contests, or newsletter subscriptions: a. Child’s name b. Contact information (email address) c. Other information relevant to the specific activity 4. Use of Information 4.1 The information collected from children is used solely for the purpose for which it was provided (e.g., participation in a contest, subscription to a newsletter). 4.2 We do not use children’s personal information for marketing purposes or share it with third parties without verifiable parental consent. 5. Parental Consent 5.1 Verifiable parental consent is required before collecting, using, or disclosing personal information from children. 5.2 Parents or legal guardians have the right to review the information collected from their child and request its deletion. 6. Security Measures 6.1 We implement reasonable security measures to protect the confidentiality, security, and integrity of information collected from children. 6.2 Any data breach involving children’s information will be promptly addressed, and affected parties will be notified in accordance with applicable laws. 7. Changes to Privacy Policy 7.1 Any changes to our Children’s Privacy Disclosure will be communicated prominently on our website, and if required, we will obtain new parental consent. 8. Contact Information 8.1 If you have any questions, concerns, or wish to inquire about or delete the personal information of your child, please contact us at contact@revealingthetimes.com

5. Data transfer, storage & processing globally

1. Introduction 1.1 Revealingthetimes.com to include our online store Christ & Me Christian & More is committed to protecting the privacy and security of your data. This policy outlines how we transfer, store, and process data globally. 2. Data Transfer 2.1 By using our website, you acknowledge and agree that your personal information may be transferred to and processed on servers located outside of your country of residence. 2.2 We may transfer data to countries where data protection and privacy regulations may differ from those in your jurisdiction. 3. Data Storage 3.1 Your data, including personal information, may be stored on servers located outside your country of residence. 3.2 We take measures to ensure that your data is securely stored and protected in accordance with industry standards. 4. Data Processing 4.1 Your data may be processed by our staff or third-party service providers located in different countries. 4.2 We take steps to ensure that data processing complies with applicable data protection laws and that third-party service providers adhere to our privacy and security standards. 5. Security Measures 5.1 We implement security measures to protect your data during transfer, storage, and processing. 5.2 These measures include encryption, access controls, and regular security assessments. 6. Consent 6.1 By using our website, you consent to the transfer, storage, and processing of your data as described in this policy. 6.2 If you do not agree with these practices, please do not use our website or provide your personal information. 7. Compliance with Laws 7.1 We comply with applicable data protection laws and regulations, and we strive to meet the highest standards of privacy and security. 7.2 In the event of changes to data protection laws affecting our global data practices, we will update this policy accordingly. 8. Changes to the Policy 8.1 Any changes to this Data Transfer, Storage & Processing Globally Policy will be communicated on our website. 8.2 We recommend reviewing this policy periodically to stay informed about our data handling practices. 9. Contact Information 9.1 If you have questions or concerns regarding the global transfer, storage, or processing of your data, please contact us at contact@revealingthetimes.com